Find a policy that's right for you.

Find a policy that's right for you. By understanding your situation and priorities, I can identify ways to help you meet our financial goals. Possible solutions include a wide range or insurance and financial service products to fit your individual needs.

What if you suffer a major heart attack, stroke, or invasive cancer and don’t die? Would your family be able to maintain their standard of living if you were financially impacted by a serious illness?

 

Traditional life insurance is designed to provide security for your loved ones in the event of your premature death… but what if you could get life insurance you don’t have to die to use?

Your family depends on you, and there's no substitute for your love and support. But there's comfort in knowing you can help provide financial security for them with whole life insurance.

 

Whole life insurance protects you for your whole life. Whole life can be a solid foundation upon which to build a long-term financial plan because it provides lifetime protection for your family or business.

An annuity is a unique financial instrument designed to help people accumulate wealth for the future. Deferred annuities offer the advantage of tax-deferral and are often used to accumulate money for retirement. Fixed deferred annuities accumulate value by earning interest on deposit(s) during the accumulation phase. We have a variety of annuity products available to help you accumulate funds for retirement, preserve your assets or provide a guaranteed stream of monthly income.

 

Are you there yet?

 

For most of us, reaching our goal of living a comfortable, independent retirement depends on making our money work as hard as we do. Are you taking an active approach to preserving your assets and estate for your loved ones?

The CustomerChoice Lifestyle Income Rider can help protect against outliving your retirement income. This solution was developed to help you preserve your standard of living in retirement by providing the option to receive a living benefit to help supplement your retirement income. This rider is available as part of the Quality of Life Insurance® suite of products.

 

With CustomerChoiceSM Lifestyle Income Rider and AGLAchoice® Guarantee Plus, you’ll have safe and stable life insurance protection, living benefits through the SelectChoice Accelerated Benefit Rider, and retirement income protection. It’s a win-win-win.

Employee Benefit PlansAs an employer, many people depend on you - your customers, your suppliers, but most of all, your employees. In a time when many companies are eliminating employee benefits, wouldn't it be nice to expand yours? Especially if you can control the participation level and cost.

 

Our Voluntary Benefit plans can help your business ease these issues-whether you have many employees or even if you have as few as two employees.

You may go through periods in your life when money is tight or when you're not quite sure you want permanent life insurance. Term life insurance is affordable coverage that only lasts for a certain period of time.

 

If you die within the term period and coverage is in force, a death benefit is paid to your beneficiary. If you are still living at the end of the term, protection ceases unless the policy is renewed. There is no "accumulation" element, or cash value with term insurance.

Income Protection Plus -

A New Approach to Disability Insurance

 

Most disability policies are designed to replace a portion of a monthly income. American General Life Insurance Company has developed a new, innovative total disability insurance policy – AGLAchoice® Income Protection Plus. This coverage is different from basic disability income protection because it pays a one-time amount up-front which is chosen by you in advance. In other words – a substantial cash payout just when you need it most, received income tax-free.

A universal life insurance policy can offer you the protection you're looking for in a permanent life insurance policy and the flexibility you need to adapt to a lifetime of changes. With universal life, you can design a Life Insurance policy to fit your changing needs and lifestyle.

 

You may choose a level or an increasing death benefit and universal life provides attractive cash accumulation. The cash accumulation value grows tax-deferred at competitive interest rates, which is accessible by loan and surrender.

 

As with all life insurance, the main purpose for buying a life insurance policy is the death protection it provides to your loved ones at your death. With universal life, you can get the insurance coverage you need in a policy with cash values you can access for personal, family, business or retirement needs.

Cell:       818-282-4250

Office:   323-303-3840

Fax:       661-466-5152 

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© 2014 by

Sosa's Inurance Solutions, Inc.

Lic # 0I31285

Lancaster, California 93536

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